Car Finance Geelong
Low Rates, Hassle Free and no BS…

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Car Finance Geelong : Get the perfect car loan from a local lender

If you are looking for Car finance in Geelong your search is finally over. At Horizon Finance Group we are a Geelong based company that specialises in car finance.

What are the next steps?

If you are in need of a stylish SUV to head down to Eastern Beach or a brand new car to go and watch the Cats play at the GMHBA (kardinia park) on the weekends, Horizon Finance can help you get there.

First off…

Get in touch with us and let us know who you are which car you are wanting to buy


With over 40 lending partners we match you with the most suitable lenders to get you the best deal possible. The best part is this doesn’t affect your credit score.


It’s time to get approved. Same day approvals are possible but most lenders take around 48 hours.


Go and pick up your new ride!

We make car finance easy for our Geelong customers.

  • Get in touch with us
    Speak with one of lending experts over the phone on 1300 364 644
  • Send us an email
    No time to call? Flick us an email
  • Get a personalised quote
    After we get some basic information we will get a tailored quote to within minutes

Hear what others have to say about us

Based on 175 reviews
howling dingo
howling dingo
Working with Matt was easy, smooth and hassle free. Definitely would recommend!
Chris Kirkovski
Chris Kirkovski
Nick and Matt at Horizon Finance group are a pleasure to deal with. They make the whole process seamless and walk you through step by step. Highly recommend getting in touch with them. Absolute legends.
Joel Mellon
Joel Mellon
Matthew at Horizon helped me get a car for a growing family. Having never taken out a loan before he was patient with all my questions and kept me in the loop the whole time. Would use again.
jayden metcalfe
jayden metcalfe
I gave Ryan a call on the Tuesday and told him what i wanted, how much i needed, and what i could pay and after a few quick easy phone calls over the following couple of days i was approved and awaiting payment by Thursday. cant rate him enough
Klimis Emetlis
Klimis Emetlis
I was recommended to Matthew of Horizon finance it was so great to deal with Matthew got my Finance to purchase a car all done within 2 day great service and communication thankyou Matthew your the best 🤩
Max Kurn
Max Kurn
Ryan has been absolutely immense, he's made the whole process from start to finish so simple and easy to understand. Got a great deal for my car loan and the service has been superb, would highly recommend Ryan and the team to everybody!
Jarod Pyatt
Jarod Pyatt
Made my finance an absolute breeze
Paul Hennessy
Paul Hennessy
Heath Stubbs
Heath Stubbs
I've financed 2x cars and 1x motorcycle through Horizon! Why? Because they make the whole process end to end too easy. I'll be using Horizon for future purchases.
Absolutely breezy process. First time getting financed, Matt was a legend in helping me understand the entire procedure from start to finish and found me a great lender for my car. He was quick, and I had it approved in less than 48 hours once I got a deposit down on my chosen car. Definitely will refer anyone I know if they need it. As a young adult stepping into the whole ‘credit score’ world, I really appreciated the level of attention and care Matt and his team put into helping me!

Our Mantra

1. Complete Transparency
We walk you through each step of the process

2. Speaking to us Won’t Hurt Your Score
We won’t submit your information until we are sure you will get approved.

3. Nothing Changes
We do what we say we will do.

Have a question?

Geelong residents have a multitude of car loans available to them. Horizon Finance has over 40 different lending partners to choose from. Each lender has super competitive rates and the borrowing process to fund your next car purchase has never been easier.

We have a variety of car loan products available so the best thing to do is contact one of our specialists today so we can tailor a deal that’s right for you.

Below are just a few of the features offered by Horizon Finance for Car loans:

  • Flexible loan and repayment terms
  • Expert guidance and assistance
  • Low fixed-rate car loans
  • Personalized quotations
  • Access to a variety of lenders in Geelong and around the country.

Let’s start by saying that being upfront, honest and transparent is a good starting point. Unfortunately this is not a common practice when it comes to getting a car loan. Oftentimes “other” car finance companies have hidden fees and rates that are not tailored to you or the car that you are looking to buy. We are upfront with all associated costs and fees, interest rates and payments required so that you can make an informed decision. Which is why we are Geelong's number one finance company of choice.

Just because you have made some mistakes in the past shouldn’t stop you when it comes to buying a car. Each of our lenders has different lending criteria. There are many other factors that lenders take into account when considering whether you are eligible for a car loan. The best thing to do is get in touch with one of our team so we can pair you with the right lender.

Because of our wide network of lenders available to us we offer solutions that are a lot more flexible and tailored specifically to your personal situation. We don’t just go with one lender. We have over 40 to choose from and we will present to you which loans are best suited to you in Geelong.

To start the process a copy of your drivers license and two most recent payslips is all we need. Some of the lenders may require more information such as bank statements and other documents but we will let you know ahead of time. Once approved we will need a copy of your insurance policy and also a vehicle tax/sale invoice to pay.

Not at all. Our lending partners specialise in pre owned vehicles.

If you have any questions about the car finance process or queries about getting a car loan please don’t hesitate to ask. Simply phone us on 1300 364 644 or email us on and one of our car finance specialists will be in contact.

A balloon payment is a way you can finance your car having lower monthly repayments with a lump sum to pay at the end of the car loan. One way you could do this is by ensuring the trade value of your car is more than or equal to the balloon payment figure at the end of the loan. Just beware of the risks and don’t get caught out.

We work with a wide range of lenders from Geelong and all around Australia. We do this to ensure that you have a range of options available to you when choosing a car loan to go for.
If you are looking for car finance in Geelong we can make sure you are getting the best rate and deal possible.

Certainly! If you're not completely satisfied with your existing car loan, Horizon finance offers assistance in the process of refinancing. To begin, you'll need to reach out to your present lender to ascertain your “pay our figure.' Once we have all the details we get started on the process of finding you a lender that ticks all the boxes.

To get started so we can come up with a personalised quote that’s tailored to you, simply call us on 1300 364 644 or send us an email on