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Based in Melbourne. Here for Australia.

Finance for
your next big move.

Choose the finance you need. We’ll help with the next step.

Business &
Self-Employed Finance
Personal Finance

For your business. For your life.
Work vehicles, equipment and business cashflow. Car loans, marine finance, motorcycles, caravans, personal loans and debt consolidation.

AI-generated concept artwork of Melbourne's skyline and the Yarra River at dusk

Melbourne roots. Wider horizons.Melbourne, Victoria
ACCESS TO 50+ LENDERS

More choice.
A clearer way forward.

Our brokers explore a range of lenders and explain the rates, fees and repayments for your circumstances.

For the people who get things done.

Your business works hard.
So should your finance.

From a work ute to your next excavator, start with a broker who takes the time to understand your business.

Illustrative smiling tradesperson beside a work ute

01 / WORK VEHICLES

Your next ute.
Your next job.

Finance for tradies, subcontractors and self-employed buyers purchasing a new or used ute, van or work vehicle.

Explore work vehicle finance

White truck on an Australian industrial road

02 / TRUCKS

Keep your
business moving.

Buying your first truck or adding to your fleet? Talk through your plans with a broker who can help you explore the options.

Explore truck finance

Yellow excavator at a civil construction site

03 / PRIMARY EQUIPMENT

Built for the
work ahead.

Excavators, loaders and machinery. Explore equipment finance for your next purchase or business expansion.

Explore primary equipment finance

Illustrative metal fabrication workshop

04 / SECONDARY EQUIPMENT

The tools behind
your business.

Commercial ovens, printers, metal fabrication machinery and more. Explore finance for the equipment that helps you produce, serve and grow.

Explore secondary equipment finance

Illustrative office computers and professional printer

05 / TERTIARY EQUIPMENT

Equip your team.
Support your growth.

Office technology, specialised tools and smaller business equipment. Explore options for your next upgrade.

Explore tertiary equipment finance

Bright small-business workspace

06 / CASHFLOW

Keep business
moving forward.

Explore business term loans, overdrafts and lines of credit for your cashflow and business needs.

Explore cashflow solutions

Business or personal, we’re here to help.

Explore consumer finance

Finance for life beyond work.

Your plans.
Your kind of finance.

A new car, time on the water, the open road, a caravan adventure, something personal or consolidating debts. Explore your options with a broker in your corner.

Illustrative smiling couple beside a family car

01 / CAR LOANS

Your next car.
Your next chapter.

Explore car loans for a new or used vehicle, with guidance through the application process.

Explore car loans

Motorboat and jet ski on coastal water

02 / MARINE FINANCE

Make time
for the water.

Boat and jet ski finance for your next adventure. Talk through your purchase and explore the options.

Explore boat & jet ski finance

Road motorcycle beside a scenic country road

03 / MOTORCYCLES

Find your
next ride.

Buying a new or used motorcycle? Get help exploring finance for the bike you have in mind.

Explore motorcycle finance

Illustrative couple enjoying a coastal caravan holiday

04 / CARAVAN FINANCE

More places.
More memories.

Explore finance for a new or used caravan, with guidance for your next adventure.

Explore caravan finance

Sunlit contemporary living room

05 / PERSONAL LOANS

A little help
with bigger plans.

Explore personal loan options for your needs, with clear explanations of rates, fees and repayments.

Explore personal loans

Illustrative couple reviewing household statements at a table

06 / DEBT CONSOLIDATION

Bring your repayments
into focus.

Explore combining eligible debts into one loan. Compare rates, fees and the full loan term—consolidation does not automatically reduce the total cost.

Explore debt consolidation

Less guesswork. More guidance.

A clear path forward.

1

Tell us your plans

Start with a quick enquiry. Let us know what you’re looking to finance and how to reach you.

2

Explore your options

Your broker takes the time to understand your circumstances and explain suitable options.

3

Take your next step

We guide you through the application and keep you updated as it progresses with the lender.

All finance is subject to lender assessment, eligibility and approval. Rates, fees and terms vary.

Horizon Finance Group

Based in Melbourne.
Focused on your future.

Based on St Kilda Road in Melbourne, we help customers across Australia navigate car, equipment, business and personal finance. We make time for your questions and explain the options in plain English.

With access to 50+ lenders, we can explore a range of options for your circumstances. From your first conversation to your application, you’ll have a broker who cares about where you’re heading.

Meet Horizon Finance Group

Above and beyond
is how we work.

Practical support for the plans that matter to you.

  • A broker who listens to your circumstances
  • Access to a panel of 50+ lenders
  • Clear explanations of rates, fees and terms
  • Support throughout your application
From our customers

Good moves.
Great experiences.

A few words from the people we’ve helped along the way.

A little clarity before you start

Your questions, answered.

Can I enquire before I’ve found the asset?

Yes. Tell us what you’re planning and your approximate budget, whether it’s a ute, truck or machinery. A broker can explain the application process and what information you’ll need.

Do you help self-employed buyers?

Yes. We help self-employed people and business owners explore finance for work vehicles, trucks and equipment. The information required depends on the lender and your circumstances.

Can I discuss a chattel mortgage?

Yes. If you are buying an asset for business use, your broker can discuss chattel mortgage options and the lender’s requirements. Your accountant can advise on tax treatment for your business.

What interest rate could I get?

Your rate depends on the lender, loan type and your circumstances. Your broker can discuss options and explain the interest rate, comparison rate where applicable, fees and repayments before you decide.

What happens after I enquire?

A member of the HFG team will contact you to understand your needs and discuss the next steps. An enquiry is the start of a conversation; it is not a loan approval.

Can I speak to someone instead?

Absolutely. Call 1300 364 644 or email enquiry@horizonfinancegroup.com.au.

Let’s make your next move

Start with
a conversation.

Tell us what you’re planning, for your business or your personal life. We’ll help you understand your options and what comes next.

Please use this form for your initial enquiry. Your broker will explain how to provide any application documents securely.

Send an enquiry

Tell us what you’re planning.

Include what you need finance for, the approximate amount and your timing in the message. Your broker will discuss the next steps.

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HORIZON FINANCE GROUP · Above and beyond.

Talk to a broker