Car Finance Canberra :
Car Loans For Canberra locals

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Car Finance Canberra For New & Used Vehicles

Are you looking for car finance in Canberra?
We have helped many local Canberra motorists get behind the wheel of their new or used car… You could be next!

What are the next steps?

Whether you are looking for a new car to go and visit the prime minister at parliament house or wanting a new convertible to cruise the streets of Manuka and Lonsdale street, Horizon Finance is here to help you secure car finance Canberra.

First off…

Give us some basic details about you and the car you are looking at buying.


We approach our network of lenders that we feel will be best suited to your profile. The best part, this won’t affect your credit file at all.


Now it’s time to get approved. We submit everything and guide you step by step through the process.


Get ready to rock n roll and go and pick up your new car!

Getting finance is simple for our Canberra customers.

  • Get in touch with us
    Speak with one of lending experts over the phone on 1300 364 644
  • Send us an email
    No time to call? Flick us an email
  • Get a personalised quote
    After we get some basic information we will get a tailored quote to within minutes

Hear what others have to say about us

Based on 175 reviews
howling dingo
howling dingo
Working with Matt was easy, smooth and hassle free. Definitely would recommend!
Chris Kirkovski
Chris Kirkovski
Nick and Matt at Horizon Finance group are a pleasure to deal with. They make the whole process seamless and walk you through step by step. Highly recommend getting in touch with them. Absolute legends.
Joel Mellon
Joel Mellon
Matthew at Horizon helped me get a car for a growing family. Having never taken out a loan before he was patient with all my questions and kept me in the loop the whole time. Would use again.
jayden metcalfe
jayden metcalfe
I gave Ryan a call on the Tuesday and told him what i wanted, how much i needed, and what i could pay and after a few quick easy phone calls over the following couple of days i was approved and awaiting payment by Thursday. cant rate him enough
Klimis Emetlis
Klimis Emetlis
I was recommended to Matthew of Horizon finance it was so great to deal with Matthew got my Finance to purchase a car all done within 2 day great service and communication thankyou Matthew your the best 🤩
Max Kurn
Max Kurn
Ryan has been absolutely immense, he's made the whole process from start to finish so simple and easy to understand. Got a great deal for my car loan and the service has been superb, would highly recommend Ryan and the team to everybody!
Jarod Pyatt
Jarod Pyatt
Made my finance an absolute breeze
Paul Hennessy
Paul Hennessy
Heath Stubbs
Heath Stubbs
I've financed 2x cars and 1x motorcycle through Horizon! Why? Because they make the whole process end to end too easy. I'll be using Horizon for future purchases.
Absolutely breezy process. First time getting financed, Matt was a legend in helping me understand the entire procedure from start to finish and found me a great lender for my car. He was quick, and I had it approved in less than 48 hours once I got a deposit down on my chosen car. Definitely will refer anyone I know if they need it. As a young adult stepping into the whole ‘credit score’ world, I really appreciated the level of attention and care Matt and his team put into helping me!

Our Mantra

1. Complete Transparency
We walk you through each step of the process

2. Speaking to us Won’t Hurt Your Score
We won’t submit your information until we are sure you will get approved.

3. Nothing Changes
We do what we say we will do.

Have a question?

A comparison rate for a car loan and car finance canberra helps you to work out what the true cost of your loan will be. This is useful as it includes all the fees a lender pays for choosing to get started with an auto loan. Don’t worry we will guide you through the process and make sure that you choose the right lender for your car loan.

We work with a range of different lenders which many service Canberra in particular. We cherry pick the best lenders for you to ensure you are getting the best car loan possible for your car finance canberra enquiry.

The Canberra car finance process really is quick and easy. So long as we have all the information we need you can go from getting a finance quote to being behind the wheel of your new car pretty quickly. Common things we will need are copies of your driving licence, 2 most recent pay slips and details of your expenditure and any outstanding debts you may have. The faster you get us all the information the faster we can get your Canberra car loan approved.

Our Canberra lenders have a range of car loan products available. From fixed or variable interest rates and some even offer flexible repayment options and balloon payments. Having a lender that allows flexible repayments means that you may be able to finish your loan term earlier if you are paying more than the minimum monthly repayment each month.

Balloon payments can reduce your monthly payments whilst have a large lump sum to pay at the end of your loan term.

Using your vehicle as security for the loan gives the lender a guarantee that if you were to default on the loan, they could take possession of the vehicle to recover costs of the car loan. Typically this means that the lenders will offer you a lower interest rate VS using a non secured car loan.

No, your score won’t be impacted until we are ready to make an application. We ensure that all boxes are ticked and you are paired up with lenders that will get you the best chance of getting your car loan approved.

Absolutely! The only thing to be wary of is the age of the vehicle. Some lenders have lending criteria that restrict vehicles of a certain age. Again, the best thing to do is get in touch with one of our team.

The cheapest way to finance a car is through using cold hard cash. If you are looking to borrow money to get a car loan in Canberra, your cheapest options is the look at a secured car loan.

We don’t have a crystal ball unfortunately, each lender does have their own lending criteria. However we have a good working relationship with each of our lenders and know exactly what they need and are looking for. This means that we only pair you up with the lenders that are best suited to your needs and client profile. Which maximizes the chances of you getting approved.

To get started so we can come up with a personalised quote that’s tailored to you, simply call us on 1300 364 644 or send us an email on

Yes - horizon finance can you finance a motorbike, boat, jet ski or caravan. Please visit our lifestyle finance page for more info.