Personal Loans Geelong : Pre Approval Personal Loans

Personal Loans Geelong
Fast Approvals, Hassle Free

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Personal Loans Geelong : Fast Approvals, Hassle Free

If you are looking for a personal loan in Geelong Horizon has got your back. With over 1000 happy local Geelong customer’s your personal loan could be approved and processed in next to no time.

So where to from here?

People get personal loans for all sorts of reasons such as to consolidate existing debt, wedding expenses, home improvement costs or it could be for a much needed holiday. Whatever your reason, Horizon Finance is here to help and guide you.

Get started…

Get in touch with us by filling in the quote form at the top of the screen or calling us on 1300 364 644..

The next step…

Once we have spoken to you, we approach our Geelong specialist lenders that we think would be best suited for your requirements.

Almost there…

Once we have all the information we run it past you and help answer any questions that you may have about the loan. With your permission we submit your application.

So close…

Once Approved your funds can be in your bank account super fast!

Getting personal finance is super easy for our Geelong based clients..

  • Get in touch with us
    Speak with one of lending experts over the phone on 1300 364 644
  • Send us an email
    No time to call? Flick us an email
  • Get a personalised quote
    After we get some basic information we will get a tailored quote to within minutes

Hear what others have to say about us

Brian Moylan
Brian Moylan
Professional and very easy to deal with. Thanks Matthew great job!
Old School Shearing
Old School Shearing
I recently applied for and got my loan through Nick at Horizon. He was awesome to deal with and got the loan sorted fuss free and in no time. Highly recommended 👍🏼
I honestly cannot recommend these guys enough! Ryan was an absolute legend from start to finish to make sure everything ran as smooth and quick as possible. I’ll be definitely referring them and also be dealing with them in the future for sure! Thanks so much guys!!!!
Elsielilly Aaron
Elsielilly Aaron
Matthew Vitagliano from Cars of Melbourne is a top bloke if you ever have any questions or looking to finance get in contact with him you won’t regret it. His a pleasure to work ioop with not matter your situation he will have walk you through your troubles and into the car of your dreams. Highly recommend him.
ForerunnerINTL Melbourne Administration
ForerunnerINTL Melbourne Administration
We would like to recommend this business to all who is seeking a Broker. Very easy to deal with and all follow-ups were delivered on time. The result in the end is that our church can now benefit from the use of the van that we have purchased. Thank you again for your kind help and assistance.
Dylan Johnstone
Dylan Johnstone
Matt was great to deal with when organising finance for a new company vehicle. Highly recommend Matt and the team at Horizon Finance.
Gwen Townsend
Gwen Townsend
Ryan Litchfield was amazing!!!!! Him and his team went well above and beyond to finance a new car. Would highly recommend and would definitely deal with them next time. 5 stars is not enough for these guys!!!!
Alexander Wild
Alexander Wild
It was an absolute pleasure dealing with Matt, he made himself available to answer any questions and the entire experience was smooth and easy. The other thing that I realy liked about Matt was that he was completely honest and upfront about everything, he certainly knows his stuff...
Rhyse Maugeri
Rhyse Maugeri
Absolutely magnificent service, had everything I needed in just a couple of days. Would recommend this service to anyone.
Hunter Somerville
Hunter Somerville
Worked with Ryan, 10/10 was awesome, explained everything well and went the extra mile

Our Mantra

1. Complete Transparency
We walk you through each step of the process

2. Speaking to us Won’t Hurt Your Score
We won’t submit your information until we are sure you will get approved.

3. Nothing Changes
We do what we say we will do.


A comparison rate for a personal loan helps you to work out what the true cost of your loan will be. This is useful as it includes all the fees a lender pays for choosing to get started with a personal loan. Don’t worry we will guide you through the process and make sure that you choose the right lender. We give you all the information so you can make an informed decision. Which is why people call us the "trusted finance company."

Before applying for an unsecured personal loan, there are some key things that need to be addressed in order to maxmise your chances of getting approved and getting the lowest interest rate that you can. Your credit history has a direct impact on both the interest rate for your personal loan and the amount you can borrow. Therefore, it's crucial to resolve any prior financial obligations to clean up your credit file prior to seeking out a new loan.

If possible consider settling any outstanding loans and credit card balances, eliminating unnecessary financial commitments, and assessing potential cost savings that you can make.

With Horizon Finance, our dedicated team of financial experts ensures your credit score is safeguarded. We'll work on optimsing your chances of loan approval before sharing your personal information with your chosen lender.

Additionally, we'll provide guidance on enhancing your credit history and financial health to secure the most favorable comparison rate possible.
Even if you lack prior loan experience or possess less-than-perfect credit, Horizon Finance may still offer unsecured personal loan solutions or provide suggestions to enhance your credit standing for future endeavors.

It's essential to maintain a realistic view of your financial situation before seeking an unsecured loan. Understanding how much you can comfortably borrow and manage is crucial. This entails considering your ability to repay the loan alongside your existing financial commitments. For example, having a monthly repayment budget exceeding your income may prove unsustainable in the long run. Calculate a finance term that accommodates personal loan repayments without compromising your essential lifestyle needs.

Horizon Finance can help you identify the maximum borrowing amount for which you qualify, ensuring you can spend with confidence. Begin by using our personal loan calculator to explore the available financial options.

At Horizon Finance, we streamline the process of securing the best unsecured loan deal for you. We accomplish this by facilitating comparisons among more than 15 lenders, advocating on your behalf, and securing indicative pre-approval rates and monthly repayment terms. This pre-approval remains on standby until you're prepared to receive the funds.

Obtaining pre-approval significantly expedites the process because it means that all financial assessments are completed before the funds are needed, providing you with complete confidence regarding your affordability.

The Geelong personal loan process isn’t as complicated as you might think. Once we have all the necessary information. It’s as simple as submitting it to the desired lender. Once approved funds are transferred to your bank account really quickly.

Absolutely! The only thing to be wary of is the age of the vehicle. Some lenders have lending criteria that restrict vehicles of a certain age. Again, the best thing to do is get in touch with one of our team.