Personal Loans Geelong
Fast Approvals, Hassle Free

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Personal Loans Geelong : Fast Approvals, Hassle Free

If you are looking for a personal loan in Geelong Horizon has got your back. With over 1000 happy local Geelong customer’s your personal loan could be approved and processed in next to no time.

So where to from here?

People get personal loans for all sorts of reasons such as to consolidate existing debt, wedding expenses, home improvement costs or it could be for a much needed holiday. Whatever your reason, Horizon Finance is here to help and guide you.

Get started…

Get in touch with us by filling in the quote form at the top of the screen or calling us on 1300 364 644..

The next step…

Once we have spoken to you, we approach our Geelong specialist lenders that we think would be best suited for your requirements.

Almost there…

Once we have all the information we run it past you and help answer any questions that you may have about the loan. With your permission we submit your application.

So close…

Once Approved your funds can be in your bank account super fast!

Getting personal finance is super easy for our Geelong based clients..

  • Get in touch with us
    Speak with one of lending experts over the phone on 1300 364 644
  • Send us an email
    No time to call? Flick us an email
  • Get a personalised quote
    After we get some basic information we will get a tailored quote to within minutes

Hear what others have to say about us

Based on 175 reviews
howling dingo
howling dingo
Working with Matt was easy, smooth and hassle free. Definitely would recommend!
Chris Kirkovski
Chris Kirkovski
Nick and Matt at Horizon Finance group are a pleasure to deal with. They make the whole process seamless and walk you through step by step. Highly recommend getting in touch with them. Absolute legends.
Joel Mellon
Joel Mellon
Matthew at Horizon helped me get a car for a growing family. Having never taken out a loan before he was patient with all my questions and kept me in the loop the whole time. Would use again.
jayden metcalfe
jayden metcalfe
I gave Ryan a call on the Tuesday and told him what i wanted, how much i needed, and what i could pay and after a few quick easy phone calls over the following couple of days i was approved and awaiting payment by Thursday. cant rate him enough
Klimis Emetlis
Klimis Emetlis
I was recommended to Matthew of Horizon finance it was so great to deal with Matthew got my Finance to purchase a car all done within 2 day great service and communication thankyou Matthew your the best 🤩
Max Kurn
Max Kurn
Ryan has been absolutely immense, he's made the whole process from start to finish so simple and easy to understand. Got a great deal for my car loan and the service has been superb, would highly recommend Ryan and the team to everybody!
Jarod Pyatt
Jarod Pyatt
Made my finance an absolute breeze
Paul Hennessy
Paul Hennessy
Heath Stubbs
Heath Stubbs
I've financed 2x cars and 1x motorcycle through Horizon! Why? Because they make the whole process end to end too easy. I'll be using Horizon for future purchases.
Absolutely breezy process. First time getting financed, Matt was a legend in helping me understand the entire procedure from start to finish and found me a great lender for my car. He was quick, and I had it approved in less than 48 hours once I got a deposit down on my chosen car. Definitely will refer anyone I know if they need it. As a young adult stepping into the whole ‘credit score’ world, I really appreciated the level of attention and care Matt and his team put into helping me!

Our Mantra

1. Complete Transparency
We walk you through each step of the process

2. Speaking to us Won’t Hurt Your Score
We won’t submit your information until we are sure you will get approved.

3. Nothing Changes
We do what we say we will do.


A comparison rate for a personal loan helps you to work out what the true cost of your loan will be. This is useful as it includes all the fees a lender pays for choosing to get started with a personal loan. Don’t worry we will guide you through the process and make sure that you choose the right lender. We give you all the information so you can make an informed decision. Which is why people call us the "trusted finance company."

Before applying for an unsecured personal loan, there are some key things that need to be addressed in order to maxmise your chances of getting approved and getting the lowest interest rate that you can. Your credit history has a direct impact on both the interest rate for your personal loan and the amount you can borrow. Therefore, it's crucial to resolve any prior financial obligations to clean up your credit file prior to seeking out a new loan.

If possible consider settling any outstanding loans and credit card balances, eliminating unnecessary financial commitments, and assessing potential cost savings that you can make.

With Horizon Finance, our dedicated team of financial experts ensures your credit score is safeguarded. We'll work on optimsing your chances of loan approval before sharing your personal information with your chosen lender.

Additionally, we'll provide guidance on enhancing your credit history and financial health to secure the most favorable comparison rate possible.
Even if you lack prior loan experience or possess less-than-perfect credit, Horizon Finance may still offer unsecured personal loan solutions or provide suggestions to enhance your credit standing for future endeavors.

It's essential to maintain a realistic view of your financial situation before seeking an unsecured loan. Understanding how much you can comfortably borrow and manage is crucial. This entails considering your ability to repay the loan alongside your existing financial commitments. For example, having a monthly repayment budget exceeding your income may prove unsustainable in the long run. Calculate a finance term that accommodates personal loan repayments without compromising your essential lifestyle needs.

Horizon Finance can help you identify the maximum borrowing amount for which you qualify, ensuring you can spend with confidence. Begin by using our personal loan calculator to explore the available financial options.

At Horizon Finance, we streamline the process of securing the best unsecured loan deal for you. We accomplish this by facilitating comparisons among more than 15 lenders, advocating on your behalf, and securing indicative pre-approval rates and monthly repayment terms. This pre-approval remains on standby until you're prepared to receive the funds.

Obtaining pre-approval significantly expedites the process because it means that all financial assessments are completed before the funds are needed, providing you with complete confidence regarding your affordability.

The Geelong personal loan process isn’t as complicated as you might think. Once we have all the necessary information. It’s as simple as submitting it to the desired lender. Once approved funds are transferred to your bank account really quickly.

Absolutely! The only thing to be wary of is the age of the vehicle. Some lenders have lending criteria that restrict vehicles of a certain age. Again, the best thing to do is get in touch with one of our team.