People first.
Finance that moves you.
From your next work ute to a new family car, we help you explore finance with clear guidance and a broker who understands what matters to you.

Your plans deserve
a personal approach.
Horizon Finance Group brings together business and consumer finance under one roof. We support self-employed people and businesses financing utes, trucks and civil construction equipment, alongside cashflow solutions, term loans, overdrafts and lines of credit.
We also help with car loans, boats and jet skis, motorcycles, caravans, personal loans and debt consolidation. With access to 50+ lenders, our brokers explore options around your circumstances and explain the next steps in plain language.
MEET THE DIRECTOR
Nick Horsburgh
Managing Director
Nick started Horizon Finance Group with a simple belief: people deserve to understand how finance and lenders work. He wanted to help clients make informed decisions, understand how to manage a healthy credit profile and feel confident asking questions.
That belief shapes his approach today. Nick wants every client to feel supported, with clear explanations and a team willing to go above and beyond. His aim is to build relationships that last well beyond one loan—creating customers for life.
Outside HFG, Nick is a dedicated dad, a musician and a passionate Carlton supporter. He enjoys keeping fit, and you might spot him walking his dog around the neighbourhood. Whether the conversation turns to finance, footy or music, he’s always happy to have a chat.

Giovanni Alqas Ilias
Finance Broker
Warm, friendly and full of enthusiasm, Giovanni brings a personal touch to every client conversation. He takes pride in going above and beyond, responding promptly and helping clients feel supported throughout their finance journey.
With an infectious sense of humour and a memorable laugh, Giovanni makes it easy to ask questions and feel at ease. He combines that approachable manner with a commitment to keeping things moving and keeping clients informed.
HOW WE WORK
Good relationships.
Clear conversations.
We listen first.
Your goals, circumstances and timing shape the conversation. We take the time to understand what you need.
We keep it clear.
We explain options, costs and lender requirements so you can make an informed decision.
We stay involved.
Our team guides you through the process and keeps you informed along the way.
Let’s put your
plans in motion.
Talk to the Horizon Finance Group team about what you’re looking to finance.
