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Car Finance Canberra For New & Used Vehicles
We have helped many local Canberra motorists get behind the wheel of their new or used car… You could be next!
What are the next steps?
First off…
Give us some basic details about you and the car you are looking at buying.
Secondly…
We approach our network of lenders that we feel will be best suited to your profile. The best part, this won’t affect your credit file at all.
Thirdly…
Now it’s time to get approved. We submit everything and guide you step by step through the process.
Finally…
Get ready to rock n roll and go and pick up your new car!
Getting finance is simple for our Canberra customers.
- Get in touch with us
Speak with one of lending experts over the phone on 1300 364 644
- Send us an email
No time to call? Flick us an email enquiry@horizonfinancegroup.com.au
- Get a personalised quote
After we get some basic information we will get a tailored quote to within minutes
Hear what others have to say about us
Our Mantra
1. Complete Transparency
We walk you through each step of the process
2. Speaking to us Won’t Hurt Your Score
We won’t submit your information until we are sure you will get approved.
3. Nothing Changes
We do what we say we will do.
Have a question?
What is a comparison rate?
A comparison rate for a car loan and car finance canberra helps you to work out what the true cost of your loan will be. This is useful as it includes all the fees a lender pays for choosing to get started with an auto loan. Don’t worry we will guide you through the process and make sure that you choose the right lender for your car loan.
How many lenders do you have?
We work with a range of different lenders which many service Canberra in particular. We cherry pick the best lenders for you to ensure you are getting the best car loan possible for your car finance canberra enquiry.
How long does the whole process take?
The Canberra car finance process really is quick and easy. So long as we have all the information we need you can go from getting a finance quote to being behind the wheel of your new car pretty quickly. Common things we will need are copies of your driving licence, 2 most recent pay slips and details of your expenditure and any outstanding debts you may have. The faster you get us all the information the faster we can get your Canberra car loan approved.
What are the main features of car loans in Canberra?
Our Canberra lenders have a range of car loan products available. From fixed or variable interest rates and some even offer flexible repayment options and balloon payments. Having a lender that allows flexible repayments means that you may be able to finish your loan term earlier if you are paying more than the minimum monthly repayment each month.
Balloon payments can reduce your monthly payments whilst have a large lump sum to pay at the end of your loan term.
Which is better: a secured or non-secured car loan?
Using your vehicle as security for the loan gives the lender a guarantee that if you were to default on the loan, they could take possession of the vehicle to recover costs of the car loan. Typically this means that the lenders will offer you a lower interest rate VS using a non secured car loan.
Does getting a quote impact my credit score?
No, your score won’t be impacted until we are ready to make an application. We ensure that all boxes are ticked and you are paired up with lenders that will get you the best chance of getting your car loan approved.
Can I get used car finance in Canberra?
Absolutely! The only thing to be wary of is the age of the vehicle. Some lenders have lending criteria that restrict vehicles of a certain age. Again, the best thing to do is get in touch with one of our team.
What is the cheapest car finance in Australia?
The cheapest way to finance a car is through using cold hard cash. If you are looking to borrow money to get a car loan in Canberra, your cheapest options is the look at a secured car loan.
Will I be approved for car finance?
We don’t have a crystal ball unfortunately, each lender does have their own lending criteria. However we have a good working relationship with each of our lenders and know exactly what they need and are looking for. This means that we only pair you up with the lenders that are best suited to your needs and client profile. Which maximizes the chances of you getting approved.
To get started so we can come up with a personalised quote that’s tailored to you, simply call us on 1300 364 644 or send us an email on enquiry@horizonfinancegroup.com.au
Can Horizon help me finance a motorbike in Canberra?
Yes - horizon finance can you finance a motorbike, boat, jet ski or caravan. Please visit our lifestyle finance page for more info.
Let’s Get Started
Contact Us
Today
Looking for the best car finance deal in Australia? Or perhaps you need help with a personal or business loan? Whatever it is, we’d love to help. Get in touch via the form below to get the wheels in motion.
Address
Melbourne, VIC 3004
Phone
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