Big machines.
Built for bigger plans.
Finance for yellow goods and machinery on wheels or tracks. Explore business asset finance for the equipment that keeps your projects moving.
Based in Melbourne. Helping customers across Australia.
Broker support from start to finish.50+lenders on our panel
Buying this asset for your business? Explore how a chattel mortgage works
Low doc or full doc.
Let’s explore your options.
Your broker can discuss the documentation pathway available for your business, purchase and lender.
An alternative documentation pathway.
Some lenders offer low-doc business asset finance for eligible applicants, with fewer financial documents than their standard full-doc process.
- Requirements vary with the lender and finance amount.
- Trading history, credit profile and the asset still matter.
- Supporting information may still be requested.
A fuller picture of your business.
Full-doc finance uses supporting financial information to help the lender assess your business and ability to repay.
- Documents may include financial statements, tax returns or bank statements.
- Your broker explains the lender’s requirements.
- Available terms depend on the lender’s assessment.
Low doc does not mean no assessment or guaranteed approval. Eligibility, documents, rates, fees and terms depend on the lender and your circumstances.
On wheels. On tracks.
On to the next project.
Yellow goods and mobile machinery for construction, earthmoving and civil works.
Earthmoving equipment.
Excavators, bulldozers and tracked loaders for the work ahead.
Equipment that moves.
Wheel loaders, graders, rollers and other mobile plant.
New or used.
Tell us about the equipment, seller and intended use. Acceptable assets vary by lender.
Lenders may classify equipment differently. Your broker will confirm the category and requirements for your purchase.
Ready for the next job.
From an excavator to a wheeled loader, tell us what you are buying and how it will be used. Your broker can explore finance for a new or used purchase and discuss the lender’s asset requirements.
Finance is subject to lender assessment and approval. Rates, fees and terms vary.
Useful information to get started
- Equipment make, model, age, hours and purchase price
- Your business structure and time trading
- Income or financial documents requested by the lender
- Your purchase timing and any deposit or trade-in
You do not need to have every document ready to make an enquiry. Your broker will explain what is required and how to provide documents securely.
From first conversation
to your next move.
Tell us your plans
Share what you need finance for, your approximate budget and timing.
Understand the options
Your broker discusses your circumstances and explains the next steps for lender assessment.
Progress your application
We guide you through the information needed and keep you updated as your application progresses.
Primary Equipment Finance:
your questions, answered.
Can I apply if I am self-employed?
Yes. We help self-employed buyers explore equipment finance. Your broker will explain the information needed for your circumstances and the lender’s assessment.
Can we discuss a chattel mortgage?
Yes. Your broker can discuss chattel mortgage options for business-use assets. Speak with your accountant about the tax treatment for your business.
Do I need to find the equipment first?
You can start a conversation before choosing a equipment. An approximate budget and a sense of your intended business use will help us discuss the next steps.
Your next step
starts with a conversation.
Tell HFG what you have in mind.