HomePLAN YOUR NEXT MOVE
Explore the numbers.
Explore the numbers.
See what fits.
Use our finance calculator to estimate repayments for the amount, rate and term you enter. Try different scenarios before talking with your broker.
Indicative estimates only. This is not a quote, an approval or a lender offer.
Your loan scenario
Enter an annual interest rate to begin. Your broker can discuss the rates and terms available for your circumstances.
The amount borrowed after any deposit. Fees are excluded.
Use an interest rate, rather than a comparison rate.
For example, 60 months is 5 years.
Interest is modelled at the selected payment frequency.
Leave at $0 for no balloon. Availability depends on the loan and lender.
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YOUR ESTIMATE
Estimated repayments
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Enter your scenario, then select Calculate repayments.
- Total regular repayments
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- Final balloon payment
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- Total interest
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- Total payable, excluding fees
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A balloon can reduce regular repayments but leaves a final amount to pay and can increase total interest.
HOW TO READ YOUR ESTIMATE
A starting point
A starting point
for a conversation.
- The interest rate stays constant for the full term, with repayments at the end of each period.
- There are 12 monthly, 26 fortnightly or 52 weekly repayment periods per year. For weekly or fortnightly scenarios, the payment count is rounded up to a whole period.
- The balloon, if entered, is due in addition to the final regular repayment.
- Results exclude establishment, ongoing and other fees, taxes, extra repayments and rate changes. Figures are calculated before rounding to cents.
- Your lender may calculate interest and payment timing differently. Actual repayments, rates, fees and available terms will depend on the lender and assessment.
The values you enter are calculator scenarios, not an indication of eligibility or product availability. No information is submitted by this calculator.