Multiple repayments.
A clearer way forward.
Explore whether bringing eligible debts into one loan could suit your circumstances, with clear explanations and support from your broker.
Based in Melbourne. Helping customers across Australia.
Broker support from start to finish.50+lenders on our panel
Understand the whole picture.
Debt consolidation combines eligible debts into a new loan. Your broker can help you explore available options and compare repayments, rates, fees and loan terms. A lower repayment may come with a longer loan term and a higher total cost, so the full cost matters.
Finance is subject to lender assessment and approval. Rates, fees and terms vary.
Useful information to get started
- Balances and statements for your existing debts
- Your income and employment details
- Regular expenses and financial commitments
- Your goals and preferred repayment timeframe
You do not need to have every document ready to make an enquiry. Your broker will explain what is required and how to provide documents securely.
Your plans.
Clearer options.
Know your balances
Gather current statements and balances for the debts you want to discuss.
Compare the full cost
Look beyond the repayment to fees, interest and the full loan term.
Choose with clarity
Your broker explains available options based on your circumstances.
From first conversation
to your next move.
Tell us your plans
Share what you need finance for, your approximate budget and timing.
Understand the options
Your broker discusses your circumstances and explains the next steps for lender assessment.
Progress your application
We guide you through the information needed and keep you updated as your application progresses.
Debt Consolidation:
your questions, answered.
Which debts can I consolidate?
Eligible debts may include credit cards and personal loans. Available options depend on the lender and an assessment of your circumstances.
Will consolidation save me money?
It does not automatically reduce the total cost. Compare interest, fees and the repayment period. Extending the loan term can increase the total interest paid.
Can I discuss my options with a broker?
Yes. The Horizon Finance Group team can explain the information needed and discuss available options based on your circumstances.
Your next step
starts with a conversation.
Tell HFG what you have in mind.