Big equipment.
Bigger possibilities.
Finance for the machinery that gets the job done. Talk to HFG about excavators, loaders and equipment for your civil construction business.
Based in Melbourne. Helping customers across Australia.
Broker support from start to finish.50+lenders on our panel
Build capacity for the work ahead.
A new machine can change what your business can take on. We take time to understand the equipment, the purchase and your business before exploring finance options across our lender panel.
Finance is subject to lender assessment and approval. Rates, fees and terms vary.
Useful information to get started
- Equipment type, age and purchase price
- Your business structure and time trading
- Financial documents requested by the lender
- Supplier details and intended purchase date
You do not need to have every document ready to make an enquiry. Your broker will explain what is required and how to provide documents securely.
Buying this asset for your business? Explore how a chattel mortgage works
Low doc or full doc.
Let’s explore your options.
Your broker can discuss the documentation pathway available for your business, purchase and lender.
An alternative documentation pathway.
Some lenders offer low-doc business asset finance for eligible applicants, with fewer financial documents than their standard full-doc process.
- Requirements vary with the lender and finance amount.
- Trading history, credit profile and the asset still matter.
- Supporting information may still be requested.
A fuller picture of your business.
Full-doc finance uses supporting financial information to help the lender assess your business and ability to repay.
- Documents may include financial statements, tax returns or bank statements.
- Your broker explains the lender’s requirements.
- Available terms depend on the lender’s assessment.
Low doc does not mean no assessment or guaranteed approval. Eligibility, documents, rates, fees and terms depend on the lender and your circumstances.
From first conversation
to your next move.
Tell us your plans
Share what you need finance for, your approximate budget and timing.
Understand the options
Your broker discusses your circumstances and explains the next steps for lender assessment.
Progress your application
We guide you through the information needed and keep you updated as your application progresses.
Civil Equipment Finance:
your questions, answered.
What civil equipment can I enquire about?
You can enquire about excavators, loaders and other civil construction machinery. The available options depend on the asset and lender criteria.
Can I enquire about used equipment?
Yes. Share the equipment details, age, condition and seller information so your broker can discuss the next steps.
Can you work with my equipment supplier?
Your broker can discuss the purchase with you and coordinate relevant information with your supplier, with your permission.
Your next step
starts with a conversation.
Tell HFG what you have in mind.