Car Finance

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New keys.
New possibilities.

Explore finance for your next new or used car. Clear explanations, a range of lender options and a real broker to help you through the process.

Based in Melbourne. Helping customers across Australia.

Illustrative smiling couple beside a family car
Car Loans
Broker support from start to finish.
50+lenders on our panel
A clearer way forward

A clearer road to your next car.

From your first car to your next upgrade, we help you understand what information is needed and how the finance process works. Your broker will explain the proposed rate, fees, repayments and terms before you decide.

Finance is subject to lender assessment and approval. Rates, fees and terms vary.

Useful information to get started

  • Approximate vehicle price and purchase timing
  • Your income and employment details
  • Existing financial commitments
  • Vehicle and seller information when available

You do not need to have every document ready to make an enquiry. Your broker will explain what is required and how to provide documents securely.

START WITH WHAT MATTERS TO YOU

Your plans.
Clearer options.

01 / YOUR NEXT MOVE

Your next car

Explore finance for a new or used car and discuss your purchase budget.

02 / YOUR NEXT MOVE

Your purchase plans

Tell us about the vehicle, seller and timing so we can explain the next steps.

03 / YOUR NEXT MOVE

Repayments that make sense

Understand the rate, fees, loan term and repayments before deciding.

One step at a time

From first conversation
to your next move.

1

Tell us your plans

Share what you need finance for, your approximate budget and timing.

2

Understand the options

Your broker discusses your circumstances and explains the next steps for lender assessment.

3

Progress your application

We guide you through the information needed and keep you updated as your application progresses.

A little clarity before you start

Car Loans:
your questions, answered.

Can I start before finding a car?

Yes. You can discuss your approximate budget and circumstances with a broker before choosing the vehicle.

How is my interest rate determined?

The lender, loan type, vehicle and your financial circumstances can affect the rate. Your broker will explain the terms of any options presented.

Does an enquiry mean I am approved?

No. An enquiry starts a conversation. Any loan approval is subject to lender assessment and criteria.

Let’s get your plans moving

Your next step
starts with a conversation.

Tell HFG what you have in mind.

Start an enquiry